Onramp

Onramp fiat funds to your Ivy wallet to fund your crypto operations

Show How to fund your Ivy Account with Fiat

Options for funding:

1. Instant Bank Transfers - use Ivy’s open banking widget to accept payments
2. Manual Bank Transfer - transfer money directly from their bank account using the IBAN/Account number of your account
3. Deposits - allow you to accept incoming transfers directly to your dedicated Ivy IBAN or Crypto wallet without requiring a Checkout Session or Order

There are 2 ways to onramp funds via Ivy:

1. Using Settlements, you can sweep your fiat balance to USDC using a saved wallet address to send one-off or recurring settlements to. The swap and payout steps happen in one operation.
2. (Coming Soon) Use FX + Payouts to swap your fiat balance into USDC and payout USDC separately. Using this method you can swap custom amounts and payout on demand.

Supported Currencies & Chains

• Fiat: EUR, GBP, USD (soon)
• Stablecoins: USDC (Ethereum, Solana, Polygon)

How It Works

FX + Payouts (coming soon)

With a positive balance account (check using /balance/retrieve) you can start the onramp flow:

1. Get a real-time exchange rate

   Use the /fx/retrieve-rate endpoint to fetch the current rate for your desired currency pair.

2. Execute FX

   Use the /fx/execute endpoint to swap funds from fiat to stablecoins.

3. Fetch FX details

   After creating an FX swap, you’ll receive an fxId on the FX object. Use this fxId with the /fx/retrieve endpoint to fetch details about the exchange rate and conversion used for that specific swap.

4. Create a Payout

   Use the /payout/create endpoint to specify the amount, currency, and destination wallet.

5. Track Status

   Monitor payout status in the Dashboard or via webhooks. Funds usually arrive instantly, but can take up to 2 business days depending on the bank.